^{OVERDRAFT ADVANCE} 

Beginning May, 2008 Westmoreland Community FCU will begin to offer a service known as Overdraft Advance to our members with a share draft account.  The credit union may honor overdrafts of individual checking accounts subject to certain conditions and limitations.  The credit union will subtract an overdraft fee of $25.00 for each overdraft honored upon presentment.  All checking accounts must be opened a probationary period of 60 days to be eligible for the program.

The following transactions will be covered under Overdraft Protection:

* Checks and other debits cashed at a teller's window
* ACH debits and withdrawals
* ATM withdrawals and/or Point-of-Sale transactions
* Service or check charges
* Pre-authorized internal debits
* Checks issued to a third party

Members who currently have overdraft protection from savings will continue to have access to that service prior to accessing Overdraft Protection.

If you have any questions, give us a call!